Property Insurance
Providing a full array of property products and services, GALLAGHER HEALTHCARE has a large client base, ranging from hospital systems to nursing homes to physician offices. From highly protected risks
to catastrophic exposures, our property specialists work to develop an understanding of each client's specific exposures as they relate to the healthcare segment in which they operate. GALLAGHER HEALTHCARE
can assist in identifying, developing and implementing the property insurance program that is right for you and your organization. Additional specific coverages may include:
- Mobile Medical Equipment
- New Construction Projects / Builders Risk
- Highly Protected Risk (HPR)
- Contingent Business Interruption
Cyber Risk
The rapidly increasing use of Internet technology has created and expanded new business opportunities and methods for delivering services. However, it has also created new exposures and risks for healthcare
providers. With accelerated communication come new "cyber" exposures that require unique risk management consideration. Intellectual Property, HIPAA, Sarbanes-Oxley and computer viruses have become serious
concerns of healthcare providers on a daily basis. GALLAGHER HEALTHCARE delivers effective risk management services and insurance products that ensure your business is protected against claims evolving
from cyber risk.
Commercial Auto Liability
Healthcare providers often find securing auto liability challenging due to such loss-sensitive exposures as those associated with patient transport or hired and non-owned liability. From locum tenens
staffing companies to home health agencies to the executive fleet, GALLAGHER HEALTHCARE delivers comprehensive commercial auto liability programs combined with comprehensive loss control support.
General Liability
GALLAGHER HEALTHCARE recognizes the critical nature of seamless coverage between a healthcare provider's general and professional liability policies. Our professionals specialize in risk assessment pertaining
to patient and non-patient care, premises occupancy, daily operations, and contractual obligations resulting in insurance contracts that provide comprehensive coverage. These programs range from "first-dollar"
to alternative risk financing options, each designed to address the unique liability issues faced by today's healthcare providers.
Workers' Compensation
GALLAGHER HEALTHCARE understands your workforce is one of your most significant assets. We provide complete workers' compensation solutions that include the integration of loss control and safety programs.
GALLAGHER HEALTHCARE recognizes that the variations of each client's operations and work force drive the ultimate design of an effective workers' compensation program. Specific analysis performed by our
professionals to ensure the best structure particular to each client may include:
- "First-Dollar" Coverage
- Dividend Programs
- Retrospective Rating Programs
- Deductible or Self-Insured Programs
- Captives
- Non-Subscriber Programs
We excel at designing risk financing alternatives, such as workers' compensation pools and association programs that allow large groups to participate in risks and share benefits. Design and placement
of workers' compensation insurance, however, is only part of the solution. Our aggressive claims advocacy and management on behalf of clients ensure that the stability of your program is protected at
all times. GALLAGHER HEALTHCARE can design a creative solution for you and your organization.
