PRIVACY POLICY AND BUSINESS PRACTICES

Coverage and Services
Barmore Insurance Agency, Inc. is licensed in the State of Texas. This website contains only a general description of coverages and does not include all the benefits and limitations found in our policies. The insurance policy, not general descriptions in this website, will form the contract between the insured and the insurance company. The precise coverage afforded by an insurer is subject to the terms and conditions of the policies as issued. Neither Barmore Insurance Agency, Inc. nor its employees or agents shall be liable to any party for the use of any information or statements made or contained herein.

Loss Control Disclaimer
The information and suggestions in this website are presented as a guide. No results are guaranteed and no liability is assumed as to the information or safety suggestions presented. No assumption can be made that every acceptable safety procedure is stated. Abnormal, unusual or particular circumstances may require different or additional procedures.

External Links
This site may be linked to other sites which are not maintained by Barmore Insurance Agency, Inc., and we are not responsible for the content of those sites. The inclusion of any link to such sites does not imply approval of or endorsement by Barmore Insurance Agency, Inc. of the sites or of the content thereof. We are providing these links only as a convenience to you.

Customer Privacy Notice
Barmore Insurance Agency, Inc. has made every reasonable effort to create a secure data environment, and to protect the confidentiality of the information you provide to us. Your quote request form and other information is transmitted by secure sockets layer (SSL) technology, the standard for secure communications on the Web. With SSL, your information is encrypted as it travels between your computer and our servers. Any information that you exchange with this website cannot be viewed by anyone else on the Web.

Use of Personal Information
Barmore Insurance Agency, Inc. uses your personal information to prepare your insurance profile. From this profile, Barmore Insurance Agency, Inc. will generate insurance quotes (as available) using the underwriting methods of participating insurance companies. Unless you expressly give us permission to do so, Barmore Insurance Agency, Inc. does not willfully use or disclose individual information. Barmore Insurance Agency, Inc. never resells, trades, leases or rents the personal information of our users to other companies. Your personal information is not used for a purpose other than providing quotations.

Motor Vehicle Reports
All of the insurance companies will use the information you furnish in order to provide you with an accurate automobile insurance quotation. Insurance companies will use your personal information (such as your name, address or Social Security number) to request motor vehicle reports to confirm your driving record. Motor vehicle reports are state driving records which may include driver's license information including violations, convictions, revocations and suspension information, as well as personal information such as address and date of birth.

Insurance Score
Some insurance companies may also use your information to request a consumer credit report or your claims history. Neither our agency, nor the insurance company, actually receives a copy of your credit history or report. We simply receive an Insurance Score of "Excellent", "Good", "Fair" or "Not Eligible". An Insurance Score evaluates many aspects of your credit management history, including, but not limited to: number of open accounts, payment history, frequency of recent inquiries into the credit report, etc. The Fair Credit Reporting Act (FCRA) requires an insurance company to notify a consumer if a credit report was used in the risk evaluation process. You may request the insurance company to provide the name and address of the credit reporting agency that supplied the report.

Fraud Statement
Any person who, knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects the person to criminal and civil penalties.